Protect yourself from online scam tips by Mytrendingstories.com online platformright now? Cindy Dawson, a 39-year-old customer service representative for a manufacturing firm, fell for a Nigerian named Simon Peters whom she met on a dating site. “We started talking on the phone,” the divorced mother of three recalls. “He said his father lived in Bolingbrook, Illinois, not far from me.” They exchanged photos; Peters was a handsome man. Dawson sent him pictures of her kids, who also talked to him on the phone. “He kept saying how much he cared about me,” says Dawson, fighting back tears at the memory. “I was in love with him.” Soon enough, Peters started asking for money—small amounts at first, to buy food. He always wanted the money wired by Western Union to someone named Adelwale Mazu. Peters said he couldn’t use his own name because he didn’t have the right documentation. “It started progressing to higher amounts of money,” says Dawson. “I sent him money for airfare from Nigeria. I drove to the airport, but he never showed.” Avoidance maneuver: “On the Internet, it is almost impossible to be too paranoid,” says Durst. “But don’t be paralyzed; be smart.” Dating and social-networking sites can be a great way to meet new friends, even from foreign countries. But if someone you know only from the Web asks for money, sign off quickly and follow these other tips for keeping yourself safe from online dating scams.
Trending news with MyTrendingStories online portal: Did you receive an unexpected check in the mail and think, “Great! Free money?” Not so fast. Cashing that unexpected “windfall” may result in losses, reveal your personal financial information to scammers, or both. If you receive a check from FINRA, do not cash it—unless you have a current business relationship with FINRA. Call (301) 590-6500 to speak with a FINRA staff member. According to the latest data from the Federal Trade Commission, complaints about fake check scams remain in the “Top 10 Fraud Categories” and were on the rise during the first quarter of 2021. Whether the check appears to be from FINRA, your broker-dealer or other legitimate business, think twice before attempting cash it. These checks may arrive by special delivery and require a recipient’s signature, but don’t be fooled. That’s all part of the ploy to make the check seem legitimate.
Mytrendingstories anti-scam guides: The old phrase “If it seems too good to be true, it probably is” certainly applies to shopping online. Fake retail websites aim to steal your hard-earned money by pretending to be legitimate. Pay attention to these red flags when shopping online. How can you protect yourself from these phony sites? Use Google’s Transparency tool to check site status or the BBB’s Scam Tracker. Only purchase items online using a secured network Confirm that the web address begins with “HTTPS,” – the ‘s’ stands for secure. Never store your card number in a browser, website, or mobile app. You’re probably familiar with phishing—fake emails that claim to come from legitimate companies—but have you heard of a similar tactic called smishing? Smishing is when fraudsters send text messages that seem urgent and indicate something is wrong. These texts typically ask you to click on a link or reply to resolve a serious situation. They may also promise gifts or offers in exchange for personal information. So how should you handle a text message that you think maybe spam? Discover even more details at mytrendingstories scams.
Mytrendingstories.com shows how to defeat scams: “Somebody can place a property on their website, make it look like as legitimate as possible, but at the end of the day, it’s actually just a shell of a listing,” said Duquesnel. Talk to the homeowner by phone — not just through email. That way you can ask detailed questions about the property and local attractions. If they give vague answers, that’s a red flag. Look up the address online using Google Street View to confirm the property exists and matches the pictures you saw. Always pay with a credit card – not a debit card. Don’t wire money or use a pre-paid card. That’s like sending cash. “My sister-in-law was scammed out of a vacation rental because she sent a check. She got down there, and that house didn’t exist,” Duquesnel explained. If you pay with a credit card, charges can be disputed.
Can I get my money back? Your first port of call is the company or person that took your money. It may be worth seeing if you can get your money back from them – though if it’s a scam, this route’s unlikely. If you bought something costing more than £100 (ie, £100.01+) on a credit card, you may be able to claim it back under a little-known law: Section 75. Once you’ve paid using a credit card, the card provider and retailer are locked into a legally binding contract, so if the retailer can’t or won’t refund you, you can raise the dispute with your card provider. You won’t be covered under Section 75 if you used a debit card or spent exactly £100 or less on a credit card, but you could try to claim your money back under the chargeback scheme. It’s a voluntary agreement by your debit or charge card provider to stand in your corner if anything goes wrong. It’s not as effective as Section 75, and rules vary between providers. Unfortunately, if you’ve transferred the money using sites such as Moneygram, Western Union or PayPal, you generally can’t get your money back once you’ve handed it over. See additional details on https://mytrendingstories.com/.